check your drinking – check your thinking

check your drinking – check your thinking
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"My eyes grew heavy and my lips they could not speak. I tried to get up but I couldn’t find my feet."
(Lee Hazlewood & Nancy Sinatra)

Question by j-dog: How much of a tax refund will i get for mortgage interest paid?
in california. paid almost $ 14,000 in interest
give me a ball park figure of what this ADDS to the refund. I know its not dollar for dollar. no need to get technical
around 65k income. single.

Best answer:

Answer by tro
the mortgage interest is only part of your itemized deductions so your $ 14k of mortgage interest does not translate to an exact amount of refund

the itemized deductions total reduce your AGI to a taxable income, but not $ 1 for $ 1

Know better? Leave your own answer in the comments!

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Image by eskimo_jo
It’s blurry. Whatever. I wasn’t the photographer that was getting paid, unfortunately… If I had been, I’d have brought a nice camera instead. And not been a creeper. 😉

L-R: Daniel Flaherty, Camille Crescencia-Mills, Ron Mustafaa, Jesse Carere, James Newman, Eleanor Zich, Britne Oldford, Sofia Black-d’elia, Rachel Thevenard.

‘Skins (US)’ will be premiere on MTV in January 2011.

It’s gonna be tight; I love these kids like woah & working with them was amazing. Thanks, Bryan. :)

Got my red dress on
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Image by Ed Yourdon
Well, technically, this young lady’s thermos bottle doesn’t quite match her dress … but who cares? Meanwhile, nobody else was paying any attention…

Location: this is Verdi Square, looking north towards 73rd Street and Broadway.

Note: this photo was combined with images of other people in a separate Flickr image by Women Without Borders; you can see it here. It was also published in a Mar 31, 2009 blog entitled "New York beste stad voor one-night stands." I may well have thought the photo should be published every day, but in fact it didn’t get published again until a Nov 8, 2010 blog titled "Slimming Dresses – Clever Style Makes Every Body Look Slender."

Moving into 2011, the photo was published in a Mar 15, 2011 blog titled "Получил свое красное платье на фотографии, что надо Корзина платье Фото."

Day 359/365 – Friday Night, Restaurant Night
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Image by Kevin H.
When I was a kid I looked forward to Friday nights, because that was the night my family always went out to dinner. I’m guessing we went out to eat on Fridays because that was the day Pops got paid. Generally we didn’t go anywhere fancy. There were about 8-10 different local restaurants that we’d take turns making the rounds of on Friday nights. Still, there was something fun and exciting about going out to eat.

Tonight I met my friend Pia for dinner at The Source, Wolfgang Puck’s restaurant and lounge in Washington, DC. Pia was running late, so I ordered myself a frou frou pear cocktail and just hung out in the lounge to wait. The photo above is of the corner booth in the lounge. I’d been wanting to try The Source for the past several months, so when Pia said she was going to be in town today and asked if I wanted to meet up with her for dinner it seemed like the perfect opportunity to check it out.

The Source is a very attractively designed space. It’s modern, but not cold or sterile. The downstairs portion is occupied by the lounge, with the restaurant upstairs. The cocktails there were very good, as were the appetizers. The entrees are just okay, but the dessert is good. Final verdict — I don’t think I’d go back to The Source for dinner, but I would certainly go there for drinks and appetizers.

(October 2, 2009)

Cops4CancerFundraiser-PacBluePrinting-RonSombilonGallery (67)
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Featured artist Ron Sombilon is proud to unveil the Cops for Cancer 2009 Art piece.

Capturing the culture, supporters, children and history of the Cops for Cancer tour.

Its message is simple. "It takes a community to Conquer Cancer".

For a donation, you will be able to pay tribute to your loved ones that have been touched by Cancer.

Ron Sombilon will place a photo of them into the finished Art work to signify that âIt takes a community to Conquer Cancerâ.

Raffle donation ticket includes

-A chance to win the Cops for Cancer 2009 Art piece valued at 00!!! – Draw will be on October 1st, 2009.

-Option to have a photo of loved ones or anyone you wish to include, placed into the Conquer Cancer 2009 Art piece.

-Your donation towards the Canadian Cancer Society.

Two easy steps

1. Buy the Raffle donation ticket online or in person at the fundraiser.

2. Send your photo to Ron Sombilon with the subject header âCops for Cancerâ to:

End childhood Cancer by becoming part of this amazing tribute to Cancer Fighters, supporters and survivors!

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Image by Mean and Pinchy
Eastern tailed blues are very common butterflies here. They’re tiny–wingspan maybe 1" (2.5cm)–and they fly low, so I see them often. I couldn’t tell what it was, but something on the ground had eleven of them collected all in a group, paying no attention to me whatsoever. They must’ve been having some party. That’s a lot of tiny and cute in one spot! :)

11 Comments on check your drinking – check your thinking

  1. Renato :D
    November, 23rd 2012 at 8:01 pm

    Skins (US), the best show i’ve ever seen (til’ now)

  2. TobbyL
    November, 23rd 2012 at 9:22 pm

    One of the best shots

  3. Ed Yourdon
    November, 23rd 2012 at 10:05 pm


  4. Ed Yourdon
    November, 23rd 2012 at 11:45 pm

    Hmmm… I don’t recognize the can. Normally, a white can like that would be a Coca-Cola product, but the letters on the side of the can are unfamiliar. However, I did notice for the first time that the woman carrying the can has yellow fingernails…

  5. hmf284
    November, 24th 2012 at 12:06 am

    When growing up, it’s especially fun to go out to eat & I think there’s a lot to be said for traditions like your family’s Friday dinners. While I haven’t been to Source, I’ve had a similar experience at two other Wolfgang Puck restaurants. That said, Puck is a classic American immigrant success story. I’ve always been impressed when I’ve seen him interviewed & if I’m ever in LA, I’m definitely going to Spago.

  6. Jacob
    November, 24th 2012 at 12:31 am

    A good way to guesstimate the tax savings for any deduction would be to see what tax bracket you are in and multiply the top rate that you pay by the amount of the deduction. For example, if you are single individual and you make $ 100k per year, you are in the 28% tax bracket, so the $ 14k interest deduction would be worth $ 3,920 in tax savings. How much you actually get in your refund though depends on a whole bunch of other things that go into your return, so the fact that you have this deduction doesn’t necessarily mean you will get $ 4k back in refund.

    You can google or look on the IRS website for the different tax brackets.

  7. rtfm
    November, 24th 2012 at 1:04 am

    You get to subtract that interest from your income before you calculate the taxes due. So, for example, if you’re in the 15 percent tax bracket, then you’d owe $ 2100 (15 percent of 14,000) less in taxes.

  8. jlf
    November, 24th 2012 at 1:17 am

    That depends on many factors – your total income, filing status, exemptions, other deductions, tax credits, etc.

  9. the tax lady
    November, 24th 2012 at 1:29 am

    If you are married, you would already have $ 11,400 in a standard deduction. If the $ 14,000 was the only itemized deduction you had, that increases the deduction by $ 3600. That can save you $ 0 to $ 1260. (Of course, in California, you would also have state income tax and property taxes to itemize.)

  10. Christine
    November, 24th 2012 at 1:39 am

    You need to figure out your income tax bracket. If it is 28% bracket, then you save 28% of interest you paid in taxes.

  11. SwimBod
    November, 24th 2012 at 2:26 am

    grab a mortgage calculator online or go to your current lender and work it out.

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