Payday Loans

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Question by phildarthebuildar: How do I consolidate student loans from different lenders?
I have three loans from three different lenders. Who would buy up all three of my loans and give me a decent interest rate? I have good credit.

Best answer:

Answer by 123abc
Go to Salliemae.com

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One Comment on Payday Loans

  1. babygnugnu
    November, 23rd 2012 at 9:55 pm

    It’s never a good idea to consolidate student loans because you are already getting the lowest loan rate available. Just pay off the smallest loan by adding payments to it and pay the minimum on the other loans… then pay off the next smallest loan until they are all done.

    Even if you got the same rate by consolidating, you lose, let me explain: It will increase your loan payment. This is not good b/c you will be less likely to add extra payments this way… all extra payments go on the capital… not the interest. Also, there are often hidden charges for consolidating… so check that out first. If the payment is less, then you also have a problem because that means that they have extended how long you have to pay your loa, therefore charging you more interest… banks love that!!!! Do you want to keep your money or give it away????

    If you had to consolidate, I’d choose ING as your bank of choice. Good Luck!

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